Our agency has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States including:
We'll help you make sure that your personal property is covered in a rented space.
Renters insurance protects your personal property in a rented apartment, condo or home from unexpected circumstances such as theft, a fire or sewer backup damage – and will pay you for lost or damaged possessions.
There are two types of coverage options under a typical renters policy: Actual Cash Value coverage and Replacement Cost coverage. Here’s the difference between the two:
Actual Cash Value coverage will reimburse you for the value of the items at the time of the damage or loss.
Replacement Cost coverage covers the cost it takes to replace the items lost or damaged.